Credit Forget It Credit Restoration Program
Read below to learn more about our Credit Restoration Program with Credit Forget It. If you would like an appointment with one of our finance specialists, please complete the contact form to your right and someone will get back to you right away.
Click here for the program finance application Overview
You might not realize it but there is a number that affects everything you purchase, whether it be the home of your dreams, your car, down to your insurance and smaller purchases you may put on your credit card. That number is your credit score. People with higher scores end up paying less for the same purchases over time. What you may not have been told is that you have the ability to raise your score and Credit Forget It will show you how.
Credit Forget It specializes in credit restoration and identity theft protection. Our team of experts can provide you with the best solutions to carry yourself out of credit related difficulties. We offer programs that are tailored to your needs, allowing you to be successful as you can be with our help.
The entire process is very hands on. We will obtain the necessary credit reports, review the bureaus with you, then start you on a program aimed to take away credit blemishes, incorrect reporting, and consult you in maintaining good credit ratings while providing you with protection from identity theft. Our program will assist you in achieving the best possible approvals for automobile purchases, mortgages and everything that is credit based.
Our system begins with commitment from both parties. Once you are committed to leading a life of good credit, Credit Forget It commits ourselves to leading you down the road to recovery. After you go through the program, Credit Forget It enables you to get the best rates when purchasing automobiles, houses and any other credit dependent purchases. You then are able to take the knowledge you have received to steer clear of debt collectors, high interest rates, and underwater expenses.
About Us
Our staff has over 35 years of combined experience in Finance, Automotive and Mortgage Industries. Our previous experience in these fields combined with our knowledge of identity protection has been the cornerstone to our continued success. Credit Forget It has the talent and leadership to get the job done right the first time.
Our Certified Credit Consultants are courteous and patient. Each consultant must pass a comprehensive training certification required by Credit Forget It. We hold our consultants to the highest standards of excellence in order to ensure total customer satisfaction.
We are not involved with Debt Settlement or Debt Consolidation. It is our belief that with hard work and diligence, you can create your own path of liberty from debt, and avoid harmful credit freezing services like debt consolidators.
Located in the heart of Manhattan our presence is known and well respected. We welcome you in joining our family.
Identity Theft Program
The FTC estimates that as many as 9 million Americans have their identities stolen each year. In fact, you or someone you know probably has experienced some form of identity theft. Do not wait until it is too late, most people will not find out until going to finance something of their own only to be rejected. Act now and avoid getting harassed by debt collectors for something you never purchased.
Credit Forget It will take preventative measures on your behalf so you don't have to worry about someone opening a credit card or taking a loan out in your name. But our commitment to you doesn't stop there. Credit Forget It will protect, prevent, educate and in the event something does appear we will restore your credit back to its good standings.
Commitment to Excellence
24 Hour Access to our custom monitoring software. When our offices are closed you have access to leave messages on your account for your credit consultant to work on first thing on arrival in the morning.
How Much Will Bad Credit Cost Me?
The average sale price of a home in the United States is $240,900.00. On a 30 year mortgage, your monthly payments, depending on your credit score, would be as follows:
| Credit Score | Monthly Payment | Cost Difference | Life of Loan |
| Great Credit (5.3%) | $1337.73 | $0.00 | $0.00 |
| Medium Credit (7.6%) | $1700.93 | $363.20 | $130,752.00 |
| Poor Credit (9.9%) | $2096.29 | $758.56 | $273,081.60 |
$758.56 is a lot of money to save.....Just think of the possibilities.
Let's take a look at a car payment. Let's say you bought a $20,000.00 car on a 5 year loan. Look at the potential difference between great, medium, and poor credit.
| Credit Score | Monthly Payment | Cost Difference | Life of Loan |
| Great Credit (0.9%) | $341.01 | $0.00 | $0.00 |
| Medium Credit (12.99%) | $454.96 | $113.95 | $6,837.00 |
| Poor Credit (24.99%) | $586.91 | $245.90 | $14,754.00 |
$245.90 per month is the payment on a small car...After just 60 months you almost end up paying for the car twice.
Information provided by Credit Forget It
255 West 36th St. 10th Floor
New York, NY 10018
1-800-678-6800
CreditForgetIt.com

